create your future
with clarity and confidence
We meet you where you are in life.
Whatever stage in life you are in, whether planning for retirement, buying or selling a business, or experiencing a life event, we can offer the financial planning and investment management, along with DMLO’s traditional tax planning and estate planning, to put you on the right track to achieve your long-term goals, and keep you there.
Retirement
Planning
Buying or Selling
a Business
Major
Life Event
Financial
Change
We meet you where you are in life.
Whatever stage in life you are in, whether planning for retirement, buying or selling a business, or experiencing a life event, we can offer the financial planning and investment management, along with DMLO’s traditional tax planning and estate planning, to put you on the right track to achieve your long-term goals, and keep you there.
Retirement
Planning
Major
Life Event
Buying or Selling
a Business
Financial
Change
The Formula.
The Daydreaming Process
As with any journey, you should be excited about where you’re heading; you must be able to articulate what success looks like. This is best accomplished by Daydreaming about what your journey has in store.
Let’s take time to put into words what you want your life – your adventure – to look like.
- Education planning
- Career planning
- Family planning
- Buying your first home
- Career & business ventures
- Funding kids’ education
- Forever home
- Funding hobbies
- Retirement considerations
- Family interests
- Memory investing
- Business succession
- Retirement considerations
- Family interests
- Memory investing
- Business succession
The Discovery Process
The Discovery Process
Once you can articulate what life looks like behind closed eyes, it’s time to Discover what current and future resources are available to help make those daydreams a reality.
Let’s take an honest inventory of your financial situation.
Assets
- Investment Accounts
- Bank Accounts
- Real Estate
- Bullion
Income
- Salary & Bonus
- Passive Income
- Social Security
- Pension Income
Liabilities
- Mortgage
- Credit Cards
- Student Loans
- Debt Obligations
Expenses
- Pre-retirement
- Post-retirement
- Philanthropy
- Insurance Premiums
The Creation Process
The Creation Process
Now it’s time to plot a course, to map your journey, to Create a plan. This third step is where what you want, what you have, and what you need to do intersect. After this step, you’ll have a physical personalized, comprehensive financial plan that will govern future financial decisions.
Your Guidance Advisor must be able to accurately answer the following questions to craft a plan that will see you to your destination.
1
How much risk do you need to take?
2
How much risk can you afford to take?
3
How much risk are you comfortable taking?
The Departure Process
The Departure Process
A dream will never translate into reality if the first step is never taken. Now that a course has been plotted and a plan is in place, it’s time to Depart on your journey, to put your plan in motion.
Here are a few things that you can expect as you start your journey.
There are a lot of moving parts, and they will not all fall into place at the exact same time.
There will be a lot of regulatory information that will be sent to your mailbox early on in the process.
It takes some time in order for investment progress to compound and to become apparent.
The Detailing Process
The enjoyment of a trip often comes from how well the components of the journey work together; from all the little Details that make or break your experience, making your daydreams a reality.
Below are a few key financial considerations that will be purposefully integrated into your personalized, comprehensive financial plan.
- Wills Trust documents
- Powers of attorney
- Healthcare directives
- Tax sensitivity
- Tax strategy
- Tax withholding
- Life
- Auto
- Home
- Liability
- Debt consolidation
- Mortgage appraisal
- Credit management
The Detailing Process
The enjoyment of a trip often comes from how well the components of the journey work together; from all the little Details that make or break your experience, making your daydreams a reality.
Below are a few key financial considerations that will be purposefully integrated into your personalized, comprehensive financial plan.
- Wills Trust documents
- Powers of attorney
- Healthcare directives
- Tax sensitivity
- Tax strategy
- Tax withholding
- Life
- Auto
- Home
- Liability
- Debt consolidation
- Mortgage appraisal
- Credit management
The Piloting Process
The moment a journey begins, so too does change; without proper navigation you’ll quickly find yourself heading someplace other than where you want to be. Through Piloting, we monitor and adjust course, ensuring your end-destination approaches.
Below are some of the ways we structure this process to ensure the correct course is maintained.
About Us.
Advice and planning to give you clarity and confidence wherever you are in life.
DMLO Wealth Planning is a financial planning and wealth management firm. The firm focuses on comprehensive financial planning for individuals, families, and small businesses.
A comprehensive plan is one that addresses immediate needs, establishes appropriate amounts of insurance and estate planning documents like trusts, wills, and healthcare directives, and sets into action an effective investment plan utilizing current resources and future income to accomplish longer-term goals such as retirement and establishing a legacy.
Our comprehensive nature is what separates a DMLO Wealth Planning Advisor from a stockbroker or product salesman. We take all elements of one’s financial picture into consideration–from taxes to special needs–when establishing the original plan and then tailor that plan as time goes on to maintain a perfect fit.
Our mission is to help you plan for your future and make necessary updates along the way until your goals become accomplishments.
